moneyduvet.com

Terms of Service

Welcome to moneyduvet.com! These Terms of Service (“Terms”) govern your use of our website (www.moneyduvet.com) including our blog, online store, and any associated services (collectively referred to as “Services”). By accessing or using our Services, you agree to be bound by these Terms. If you do not agree with these Terms, please do not use our Services.

1. About Us

moneyduvet.com is a UK-based online store and blog that offers success-themed decor and accessories, as well as blog content related to success tips and sometimes financial education. Our store operates as an online service.

2. Eligibility

To use our Services, you must:

• Be at least 18 years old or have parental/guardian consent.
  
• Provide accurate and complete information during the checkout process.
  
• Agree to comply with all applicable laws and regulations.
  
•  

3. Orders and Payments

3.1 Payment Methods We accept payments via major credit and debit cards, as well as Stripe and PayPal. By placing an order, you confirm that you are authorised to use the selected payment method.

3.2 Payment Security All payment information is processed securely via our third-party payment processors. We do not store credit card details on our servers. Your transactions are protected under the Payment Card Industry Data Security Standard (PCI DSS).

3.3 Order Acceptance All orders are subject to acceptance and availability. We reserve the right to refuse or cancel any order for any reason, including suspected fraud or breach of these Terms.

4. Shipping and Delivery

4.1 Shipping times and costs vary based on the product and destination.

4.2  Delivery times are estimates and are not guaranteed. We are not responsible for delays caused by customs, carriers, or unforeseen circumstances.

4.3 Customers are responsible for any customs duties, taxes, or fees applicable to their order.

5. Returns and Refunds

5.1 Eligibility Returns are accepted within 30 days of receipt for eligible items in their original condition and packaging. Personalised or custom-made items are non-refundable unless defective.

5.2 Refund Process Refunds will be processed within 30 days of receiving the returned item. The buyer also agrees to pay for tracked shipping of any returned items. Original shipping fees are non-refundable.

6. Intellectual Property

6.1 Copyright and Trademarks All content on our website, including text, images, logos, and designs, is the property of Money Duvet or its licensors and is protected under UK copyright law. Unauthorised use of our content is prohibited.

6.2 Infringement Policy If you believe your intellectual property rights have been infringed, please contact us at info@moneyduvet.com with detailed information. We will respond promptly to address your concerns.

7. Privacy and Data Protection

We respect your privacy and are committed to protecting your personal data. Our Privacy Policy explains how we collect, use, and store your information. By using our Services, you agree to the terms outlined in our Privacy Policy.

8. Prohibited Activities

You agree not to:

• Use our Services for unlawful purposes.
  
• Attempt to gain unauthorised access to our systems or data.
  
• Interfere with the functionality of our website.
  

9. Disclaimers and Limitation of Liability

9.1 Disclaimers Our blog content is for informational purposes only and should not be considered financial advice. Always consult a professional for financial decisions.

9.2 Limitation of Liability To the extent permitted by law, Money Duvet is not liable for indirect, incidental, or consequential damages arising from your use of our Services.

10. Governing Law

These Terms are governed by and construed in accordance with the laws of England and Wales. Any disputes will be subject to the exclusive jurisdiction of the courts of England and Wales.

11. Changes to These Terms

We reserve the right to update these Terms at any time. Changes will be effective immediately upon posting. Your continued use of our Services constitutes acceptance of the revised Terms.

12. Contact Us

For questions or concerns about these Terms, please contact us at:

Contact Number: +44 029 21 400 009

Email: info@moneyduvet.com
Website: www.moneyduvet.com